Our team have deep SMSF knowledge and experience, offering a wide range of structural options such as;
Our ability to utilise projected concessional and non-concessional contributions for servicing is particularly beneficial for newly established funds or those seeking higher LVRs or loan amounts.
We can also refinance Related Party Member Loans that support real property at lower interest rates than the current ATO safe harbour deemed rate.
Associated party leaseback - which allows an associated party such as a member’s own business to lease the commercial property at market rent. This arrangement makes strong financial sense, as business owners can benefit from owning their premises and building wealth, rather than paying rent.
Tenants in common - where two or more parties each hold a defined share of a property. This structure can allow SMSFs to access more valuable properties than they could afford alone, or to partner with other investors for strategic reasons.
In-specie transfers – which allow the transfer of an asset into or out of an SMSF without selling it for cash. Instead of liquidating the asset and contributing the proceeds, the asset itself is contributed or distributed "in its current form”.
Refer to our Product Info and Rates for full details.
For SMSF scenarios involving acquisitions, refinancing or more complex structures, your Connective Lending Manager or Connective Advance BDM can help you work through the options available.
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